Great West Insurance Rehab and Sex Addiction Coverage
Sexual addictions impact men and women in negative ways. According to the American Association for Marriage and Family Therapy, almost 12 million Americans show signs of compulsive sexual behaviors and the numbers increase each year. Treating an addiction to sexual activities requires an appropriate program and therapy. Psych Central says that certain forms of sexual addictions, like severe fetishes or exhibitionism, require long-term treatment due to the potential victimization of others. Great West Insurance sex addiction coverage offers some options that help with the recovery process.
Basic Coverage
Great West Insurance sex addiction coverage depends on the specific policy you purchase and the details of your policy. A basic policy from Great West Insurance does not always provide coverage for behavioral health disorders; instead, the plans offer optional additions that focus on mental health and well-being. It is not always automatically included in your policy, so you must read your plan carefully before you start treatment.
The optional coverage that you can add to the policy includes:
- Visits to a psychologist or psychiatrist
- Treatments in a formal sex addiction program
- In-patient or partial hospitalization for behavioral health
- Out-patient treatment options
Optional coverage usually focuses on the specialists rather than the specific treatment facility or form of treatment. If sexual addiction causes an emergency health concern or medical injuries, then the medical treatment will usually be covered under your policy.
Selecting a Treatment Program
Since the Great West Insurance sex addiction coverage depends on your policy and the situation, you must consider the limitations in your policy before seeking treatment. In some cases, you need to obtain pre-authorization before seeking treatment from a specialist. Pre-authorization requirements vary between policies and some plans require a recommendation from a medical professional before you start an in-patient treatment program.
Out-patient treatment does not always require pre-authorization, but your policy will provide the specific details regarding your options. Evaluate the policy before you start treatment to avoid a denial of your claim and ensure that you have the right program for your goals. In general, an in-network provider will cost less when compared to an out-of-network provider for your treatment.
Sexual addictions harm your physical and emotional health. Seeking treatment allows you to address the underlying causes of sex addiction and start working toward your recovery goals in a safe environment. By working with your insurance coverage, you limit the financial risks and can focus on your treatment program.