MVP Health Care Addiction Treatment
According to the National Institute on Drug Abuse and the Substance Abuse and Mental Health Services Administration’s National Survey on Drug Use and Health, every year around 24 million people ages 12 and above need drug abuse treatment. This adds up to millions of dollars of treatment costs. When you are struggling with drug addiction, finding the right treatment is essential to your recovery, but the cost may be prohibitive. That is why insurance coverage for addiction treatment facilities is so important.
For those who have MVP Health Care, drug treatment is available. MVP Health Care is a policy handled under the ValueOptions family of health insurance, and provides treatment for drug abuse under its behavioral health treatment plans.
In-Network and Out-of-Network for MVP Health Care Addiction Recovery
One of the factors that impacts the cost of MVP Health Care addiction recovery treatment is whether or not the addiction treatment facilities considered are in-network or out-of-network. In-network facilities are covered with a higher insurance coverage than out-of-network facilities. You can be treated at both, but you will pay more for out-of-network addiction treatment centers.
Inpatient or Outpatient Treatment
Next, whether your treatment at one of the approved addiction treatment centers is handled on an inpatient our outpatient basis will impact its overall cost. MVP Health Care addiction recovery coverage includes both, but the insurance provider has strict requirements before it will approve patients for inpatient treatment. Inpatient treatment is only allowed when the patient cannot be successfully treated without 24-hour supervision based on initial assessments from a clinical therapist.
Length of Treatment
ValueOptions insurance, which includes MVP Health Care, will approve drug treatment for a set period of time based on the initial evaluation. Sometimes this period of time needs to be extended as treatment begins and the patient is re-evaluated. In order to approve an extension of treatment, the insurance requires another evaluation from a licensed clinician. As long as recovery is still considered possible and further treatment is deemed necessary, the insurance will likely approve it.
Costs of MVP Health Care Addiction Recovery
The cost of treatment through MVP Health Care will vary depending on the policy and coverage options. Patients will be responsible for their co-pays and deductibles, and any out-of-network costs. Also, some facilities, especially those that offer luxury treatments, do not accept private insurance. If you feel that one of these facilities offers your best chance at a successful recovery, then consider a payment plan to cover the treatment.