Assurant Health Drug Rehab
If you are one of the millions of Americans facing drug addiction, then insurance is a key factor in your recovery. Treatment is an essential part of sobriety, and without it, you increase your risk of sliding back into the cycle of use. Drug rehab teaches you to manage this disease using the right tools. If your insurance provider is Assurant Health, you need to look closely at your policy before choosing a treatment program.
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A Little about Assurant Health
Assurant Health specializes in policies for small businesses and individuals. Their products include small group, single, student and short-term plans. What this means is they don’t have the pull that bigger insurance companies do, and, as a result, the Assurant Health drug rehab treatment center coverage is not as comprehensive, but it is flexible.
The application process is strategically designed to provide the best plan. Applicants need to be upfront with the company when answering their questions or risk having critical treatment denied. They specifically list alcoholism and drug addiction as conditions they may deny with certain policies such as the CoreMed plan.
Assurant Health Drug Rehabilitation Options
Assurant is known for its innovative funding options like their health saving account. Programs such as Assurant’s OneDeductible plan may even cover luxury rehabs to allow you to enjoy top notch amenities during your treatment, but you will have to pay the deductible out of pocket. You will be required to choose an Assurant Health drug rehab treatment center within the network, as well.
The Health Savings Account
To help offset the expense of deductibles, Assurant offers their members a health savings product that allows you to make regular pre-tax deposits into an interest bearing account. This money is available for:
- Drug rehabilitation deductibles
- Other healthcare expenditures that qualify under the plan
- Long-term care insurance
- Supplemental retirement income
Read over the tax requirements regarding withdrawal from this account, as well.
Verifying Your Coverage with Assurant Health
It is important to verify your coverage with any insurance provider, but more so when considering Assurant Health drug rehab treatment center. Their plans change often, so it is essential that you call to see what coverage you have prior to shopping for a treatment center. This allows you to confirm the deductible, as well, so there are no surprises that add to your stress and affect your recovery.