Assurant Health Rehab and Compulsive Gambling Treatment
Compulsive gambling impacts families and individuals in negative ways. According to the Mayo Clinic, compulsive gambling refers to an uncontrollable urge to continue gambling, even when it causes harm to your financial situation or your loved ones. It interferes with a healthy lifestyle and causes impulsive and potentially criminal behaviors. Treating compulsive gambling provides the opportunity to avoid the behavior and replace it with healthier hobbies.
Coverage From Assurant Health
Assurant Health compulsive gambling treatment depends on the specific policy that you purchased. Most policies cover behavioral health concerns, including compulsive gambling and related behaviors, so that individuals have options when they show signs of a gambling addiction or a similar behavioral condition.
The exact amount of coverage in a specific policy will vary based on the plan that you purchased and the details of the policy. In general, out-patient treatments cost less when compared to in-patient treatments. Furthermore, an in-network provider will usually have a greater amount of coverage when compared to an out-of-network provider. In most policies, you will pay the stated deductible before the coverage for in-patient treatment begins. Out-patient treatment will usually have a set co-pay amount, which varies between policies.
Treatment Options
Assurant Health compulsive gambling treatment varies based on your specific goals and preferences. Policies from Assurant Health cover most treatment options for compulsive gambling, but you will need to evaluate your specific policy to determine if you need pre-certification or a recommendation from a doctor before starting treatment.
Options available for Assurant Health compulsive gambling treatment include:
- Counseling
- Psychotherapy
- Cognitive-behavioral therapies
- 12-Step programs
- Treatment in a specialized facility
Psych Central says that a medical professional must evaluate the needs of each individual before recommending a specific treatment program. Each individual has different needs and requirements based on his or her current health, the impact of compulsive gambling and the way it interferes with a personal lifestyle. If a doctor recommends an in-patient program due to the severity of your symptoms or the symptoms of a loved one, then you may need to obtain pre-certification before starting a treatment program. The specific details regarding pre-certification and the procedures that you must follow will depend on your specific policy. Generally, you will need a recommendation from a doctor and proof that an in-patient program will help with your recovery.
Treating behavioral health concerns like compulsive gambling requires an appropriate treatment program. Assurant Health compulsive gambling treatment allows individuals to focus on their recovery goals rather than worrying about the costs associated with treatment. Most policies will cover the treatment costs to a set percentage or a stated number of visits, so individuals can focus on reaching their recovery goals and learning healthy ways to avoid compulsive behaviors.