Assurant Health Opiates Rehab and Opioid Detox Coverage
An addiction to opiate drugs, whether it developed accidentally or due to illicit substance abuse, impacts physical health and well-being. Medline Plus says that opiate withdrawal symptoms are uncomfortable and cause a wide range of symptoms. Treating the addiction or drug dependence in a professional treatment program offers a chance to start fresh and regain physical health. Assurant Health opioid detox coverage helps pay for the cost of removing the substance from the body and recovering from an addiction.
Behavioral Health and Addiction Coverage
Every policy from Assurant Health offers different plans and options for addiction treatment and detox programs. Assurant Health does cover treatment for opiate drugs, but the exact details of the policy will vary significantly.
The Assurant Health opioid detox coverage that differs between policies includes:
- The amount of coverage for residential care
- The cost of out-patient care
- The percentage that the insurance company will pay
- The deductible
Expect some variation in the amount of coverage based on the specific details in the policy. Most policies will offer some coverage for out-patient care and residential detox services, but the exact co-payment and details will change with different policies.
Obtaining Treatment
The process of obtaining treatment will depend on the specific policy. Generally, a doctor determines if treatment is medically necessary and recommends an appropriate option based on the health of the individual. Assurant Health opioid detox coverage will usually require pre-certification before starting a treatment program.
In most cases, the policy will cover the cost of out-patient treatment up to a stated percentage. Co-payments and the deductible will vary between policies. Residential treatment coverage depends on the situation, but usually covers a portion of the treatment costs. An in-network treatment provider usually costs less when compared to out-of-network treatment programs.
Treating an addiction to opiate drugs require a detoxification program. As soon as an individual stops taking the drug, withdrawal symptoms develop and the body begins detoxifying. A medically supervised program helps reduce the discomfort associated with the process and ensures that an individual has the appropriate treatment if severe symptoms develop. Assurant Health does help pay for the cost of opiate addiction treatment, as well as other behavioral health concerns.