Blue Cross and Blue Shield Association Rehab and Cocaine Treatment Coverage
Abusing cocaine causes severe health concerns. According to Web MD, the drug interferes with the brain’s communication system and causes a faster heart rate, increased risk of stroke, high risk of lung conditions and organ failure. The drug also changes an individual’s perceptions and causes severe paranoia. Due to the potential health risks associated with the drug, treating the addiction allows individuals to focus on long-term goals and healthier lifestyle habits.
Blue Shield Coverage
The Blue Cross and Blue Shield Association cocaine treatment coverage helps pay for the cost of treatment and recovery. The exact coverage varies between policies and specific plans, but most policies under Blue Cross and Blue Shield will pay for the cost of treatment.
Treatment options for substance abused covered by the policies include:
- Out-patient treatment and therapy
- Behavioral therapies and psychotherapy
- Residential treatment
- Detoxification services
Depending on the specific policy, the cost of treatment and the deductible will vary. The policy will usually cover a set percentage of the treatment program, but the exact amount depends on the plan and the details in the policy. In-network treatment programs will usually cost less than out-of-network programs.
Seeking Treatment
Cocaine addiction harms the body and the brain. In many cases, residential treatment helps reduce the risk of relapsing and provides the long-term care solutions that individuals need to focus on their recovery goals. Blue Cross and Blue Shield Association cocaine treatment coverage requires pre-certification before starting a residential treatment program. Out-patient treatment may or may not require pre-certification, depending on the specific policy.
Provide proof of a medical concern from a doctor and request treatment. The insurance policy will usually set limitations on the co-payment or the deductible, which varies between policies. Evaluate the specific policy thoroughly to determine the exact cost of treatment. Generally, you will pay the deductible before the insurance will pay for the treatment program.
Cocaine addiction raises health concerns, but treatment options allow an individual to focus on his or her goals. The Blue Cross and Blue Shield policies do offer coverage for substance abuse recovery, but the exact details and specific standards will vary. Expect to pay a co-payment amount or a percentage of the treatment before starting the treatment program. Generally, the coverage will pay for a portion of treatment and you are responsible for the remaining amount.