Assurant Health Rehab and Internet Addiction Coverage
The Internet is a useful resource that helps individuals find information, keep up with the latest innovations and stay in contact with loved ones. Unfortunately, about 1 in every 8 Americans show signs of problematic Internet use and abuse, says Stanford University. When individuals compulsively use the Internet to check email accounts, update blog posts or otherwise engage in online behaviors, it can actually interfere with a healthy lifestyle. By treating the unhealthy behavior, individuals focus on regaining the interest in healthier activities and hobbies.
Coverage for Internet Addiction
Assurant Health Internet addiction coverage focuses on behavioral health concerns that interfere with normal activities and a healthy lifestyle. Behavioral health treatments are usually covered under the mental health section of an insurance policy.
Most policies from Assurant Health offer coverage for behavioral health concerns, including Internet addiction and related unhealthy behaviors. Assurant Health Internet addiction coverage includes:
- Options for residential care
- Out-patient treatments
- Options for related mental health disorders that may develop
Compulsive Internet abuse interferes with an individual’s work, personal relationships and emotional well-being. The National Institutes on Health report that persistent Internet abuse and compulsive behaviors actually cause psychological disturbances and harm an individual’s thinking patterns. Treatment options allows individuals to focus on recovery goals and avoid unhealthy Internet behaviors.
Seeking Treatment
Since Assurant Health offers coverage for Internet abuse and addiction, you have treatment options that assist with healthier behaviors. Generally, Assurant Health Internet addiction coverage will require a medical recommendation and pre-certification for in-patient treatment programs. An in-network program will usually have a lower deductible and co-insurance payment when compared to an out-of-network provider. In general, Assurant Health covers a set percentage of residential treatment after you pay the stated deductible. The deductible amount and the co-insurance payment will depend on the policy that you purchased.
Out-patient treatment is also covered by Assurant Health. Generally, you will pay a set co-payment for an out-patient treatment plan that is an in-network provider. Although out-of-network providers are also covered, it is usually set as a percentage of treatment.
Internet addiction harms your physical and emotional well-being. It prevent you from maintaining health relationships and interferes with your career goals. Fortunately, Assurant Health offers coverage for treatment.