Aetna Rehab and Heroin Detox Coverage
According to the National Institute on Drug Abuse, of the 4.2 million Americans who have tried heroin, approximately 23 percent will become dependent on it. Even for experimental users, addiction comes quickly and is difficult to overcome because of the physically addictive nature of heroin and the strong physical symptoms that occur during a heroin detox.
Medically supervised detox programs provide medical care to limit withdrawal symptoms. With medical supervision, heroin addicts can undergo fairly painless detox. Yet the cost for supervised detox is high, costing up to $1,000 a day depending on the facility. Because of this cost, you need to be certain that you have insurance coverage. If you carry Aetna insurance coverage and need the services of a heroin addiction treatment facility, your treatment will likely be covered.
Types of Coverage Available with Aetna Heroin Detox Coverage
Aetna heroin detox coverage is available under its behavioral health plans. These plans include substance abuse treatment, which covers medically-assisted heroin addiction detox programs. Aetna detox coverage may cover a variety of treatment options, including:
- Medical detox
- Inpatient treatments
- Residential inpatient treatments
- Outpatient treatments
- Partial hospitalization treatments
Coverage varies depending on the state and the policy chosen, so you need to consult your policy before choosing a rehab facility. The length of coverage available also varies based on the plan, with stays up to a full year possible for Aetna patients who need them.
Out-of-State and Luxury Treatment with Aetna
Sometimes the best treatment facility for a particular individual’s needs is located out of state. If the treatment facility is in network, Aetna heroin detox coverage likely will cover it.
Aetna will also cover the costs of private, luxury treatment centers that are in network. However, this type of treatment is harder to find because some luxury facilities opt not to accept insurance. If a private treatment facility is best for you, consider asking for a payment plan.
The Cost of Heroin Treatment Under Aetna Coverage
Your Aetna heroin detox coverage may not pay the entire cost of your treatment, due to deductibles and co-pays. Also, if you choose to pursue treatments that your insurance does not cover, you may have additional costs. You have the option to pay anything above what your insurance covers to pursue the treatment you feel is the best fit for your addiction and rehab needs.