Assurant Health Prescription Drug Addiction Treatment
Prescription drug abuse is a serious form of drug addiction that often occurs after an individual has been given a prescription drug for a valid reason. Prescription opiates, for instance, which are often prescribed for pain relief, can be addictive and cause withdrawal symptoms when the individual is ready to be done taking the drugs. This can lead to a problem with prescription drug abuse that requires the help of a drug rehab facility.
Prescription drug addiction is a far-reaching and growing problem in America. The National Institute of Drug Abuse indicates that 52 million people over the age of 12 have used prescription drugs illegally at least once in their lifetime. Once addicted, individuals need to seek addiction treatment to break free. For those who have Assurant Health insurance, coverage for treatment may be available. Here’s what you need to know about Assurant Health prescription drug detox if you are considering entering rehab.
What Is Covered with Assuring Health Prescription Drug Detox?
Assurant Health offers drug rehab coverage, but the amount of coverage varies tremendously from one policy to the next. Unfortunately, the coverage for prescription drug rehab is not always clear to those who have a policy. Coverage may be:
- Inclusive, covering all rehab treatment for prescription drug addiction.
- Partial, covering only a part of the cost of treatment.
- Minimal, covering very little of the cost of treatment.
In addition to these, you may have to cover the cost of co-pays or deductibles before your insurance will kick in. Because of this variance, patients should consult their individual policies or talk to an advisor to determine what their coverage may be.
Will Assurant Health Prescription Drug Detox Cover Inpatient Stays?
For patients who have coverage, Assurant Health will typically cover inpatient stays for drug detox purposes. However, again, the coverage may not be complete depending on the terms of the policy. Also, luxury treatment facilities may not accept any form of private insurance, leaving the individual with the need to cover all of the costs of treatment. Payment plans with these facilities can make it easier to finance the cost of the stay.
For inpatient stays, the length of the stay is another important question. Here is where policies for Assurant Health prescription drug detox vary yet again. You may have a limit on how long your coverage will cover drug detox for prescription drugs.
Prescription drug treatment is a costly endeavor. You need to know what your costs will be, so that you can plan ahead. Assurant Health prescription drug detox coverage is available, but not all policies offer the same level of coverage, so you may be left with a bill if you do not do your research.