Assurant Health Rehab and Heroin Detox Coverage
Illicit drug abuse impacts the physical body and emotional well-being. According to the National Institute on Drug Abuse, long-term heroin abuse causes deterioration of the brain’s white matter, which results in poor decision-making abilities and poor regulation of personal behaviors. Since heroin detox causes uncomfortable and potentially dangerous withdrawal symptoms, seeking a medically supervised detox program helps reduce the risk of health concerns.
Coverage for Detox
Assurant Health heroin detox coverage provides the financial tools to help with a painless detox program. Most of the policies cover heroin detox and rehab so that individuals have the tools and assistance that they need to focus on recovery goals and start working toward realistic solutions.
The Assurant Health heroin detox coverage includes:
- Medically supervised detox in a residential or partial hospital program
- In-patient rehab programs
- Out-patient rehab programs
- Other behavioral health treatments
Due to the dangers associated with heroin detox, the coverage allows individuals to seek professional programs that reduce the potential risks and assist with the recovery process. The exact amount of coverage depends on the specific policy and the program. In general, in-network facilities cost less when compared to out-of-network treatment programs. Furthermore, the treatment facilities meet or exceed the standards that Assurant Health requires for detox and rehab treatments.
Costs for Detox and Rehab
The cost associated with heroin detox and rehab programs will depend on several factors, which include:
- The specific policy
- The treatment provider
- An individual’s current health
- Other treatments that the individual needs
Every policy has different standards and requirements before the treatment program begins. For example, some policies may require a recommendation from a doctor and pre-certification before starting the treatment. In most cases, in-network treatment has a lower deductible and covers a greater portion of the treatment when compared to out-of-network treatment programs. Assurant Health heroin detox coverage will help with out-of-network costs, but the treatment does not necessarily meet the standards that the insurance provider sets for addiction recovery and treatment programs.
Heroin addiction harms individuals, their families and even the community. Fortunately, treatment programs offer the opportunity to avoid substance abuse in the future and focus on personal recovery goals. Assurant Health provides coverage for heroin detox and rehab services.