Assurant Health Rehab and Cocaine Treatment Coverage
Table of Contents
My insurance is from Assurant. Will they cover detox treatment?
Assurant Health Cocaine Treatment Coverage does not specifically cover detox. However, detox is a physical and psychological process that begins as soon as you stop using cocaine. You can go through detox and withdrawal in your home or under the care of professionals at rehab.
Will Assurant Health cover drug rehab?
Under the Affordable Care Act and the Mental Health Parity and Addiction Equity Act of 2008 (also called MHPAEA) mental health and addiction treatment have been expanded for millions of Americans. Mental health services are legally considered essential health services. While your Assurant Health Cocaine Treatment Coverage will be dependent on the state where you live and the policy you have, there should be coverage options available for substance abuse treatment.
Can I choose between inpatient and outpatient treatment?
The choice between inpatient and outpatient treatment is a highly personal one. Outpatient treatment allows you to continue to be involved in daily activities like work and school. But, inpatient treatment makes it possible to get intensive treatment in a setting that is removed from people who may enable use and situations that may be triggering.
Substance abuse coverage is considered an essential service that must be provided by health insurers. Treatments that Assurant Health offers include:
- Drug and mental health counseling.
- Psychotherapy.
- In-patient and outpatient drug treatment.
Contact Assurant or check their website to see exactly what coverage is offered under your health insurance plan.
What portion of cocaine addiction treatment is covered by Assurant Health?
The amount of coverage that you have available will depend on where you live and the specific policy you have through Assurant. At least a portion of treatment will be covered by your Assurant Health Cocaine Treatment coverage, since substance abuse treatment coverage is required under federal law. Talk to your insurer to learn what is covered by insurance and what you’ll need to pay out of pocket.
Is there a way to pay for uncovered treatment out of pocket?
When you seek treatment for cocaine addiction, you will have the option of paying for uncovered services out of pocket. In many cases, your insurance will cover a percentage of treatment and allow you to pay cash for the balance.