Blue Cross and Blue Shield Association Rehab and Alcohol Detox Coverage
The Blue Cross Blue Shield Association is one of the most mainstream insurance providers in the U.S., boasting an expansive list of licensees throughout the country, including Anthem, Inc, a public company that services over 14 states. They are also the administrators for many of the Medicare services in various states. Most of their policies include Blue Cross and Blue Shield Association alcohol rehab coverage, which is good news if you are a member seeking help for alcohol addiction.
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The Effects of Chronic Alcohol Use
If you have this insurance, count yourself as one of the lucky ones, because there is a good possibility that you are covered for rehab treatment. Chronic alcohol abuse changes the brain chemistry, so those who drink to excess build up a tolerance – meaning they must drink more to get the same high.
Alcoholism puts you at risk for heart disease, liver cirrhosis, diabetes and a number of other chronic illnesses. The way to break the cycle is with the help of a treatment program like the Blue Cross and Blue Shield offers.
What to Expect from Blue Cross and Blue Shield Association Alcohol Rehab Coverage?
The BlueCross Blue Shield Association does cover alcohol rehabilitation in a bulk of their policies. This company has a diverse portfolio of health insurance plans, however; so it might not be covered in all. The requirements to qualify for Blue Cross alcohol rehab coverage depends on a variety of factors such as the state you live in and plan.
Most of their products require some out-of-pocket expense. There may be limitations on the treatment program, as well, especially if you require hospitalization. The various policies have:
- Individual coverage limits
- Maximum per day and per stay limits
- Co-pays
- Deductibles
Comprehensive Care with Blue Cross and Blue Shield Association Alcohol Coverage
The treatment plans for BCBS will include inpatient, outpatient and relapse prevention through behavior modification and counseling. The company supports 12-step programs like Alcoholics Anonymous, as well.
Contacting Blue Cross Blue Shield
It is important to contact the right company to get the full details on the coverage options with your plan, because they do offer such a variety. They may even customize a plan for your employer, making the coverage available unique. BCBS operates through independent, locally owned companies, so you need to contact your provider directly. Talk to your human resource department for details or the BCBS corporate website has a plan finder to help you locate the right contact.
If you are looking at alcohol treatment options, then BCBS is good insurance to have, because they will most likely cover at least a portion of your rehabilitation to help you find sobriety.