Humana Drug Rehab
The key to starting down the road to recovery when you suffer an addiction is finding an effective rehabilitation program. The National Institute on Drug Abuse states that 27.1 percent of visits to the emergency room involve non medical use of drugs. If you do have an addiction, seeking recovery is your best chance to avoid becoming another statistic.
The treatment program available to you may depend on your health insurance coverage. If you are looking at a Humana drug rehab treatment center, then check your policy first to make sure you are covered.
What Humana Offers
Humana is one of the country’s largest health insurance providers. They offer a diverse portfolio of benefits packages and not all of them will cover drug rehabilitation. The individual plans come in two formats: managed care and traditional indemnity coverage. With managed care, you are required to get help from a Humana drug rehab treatment center, but with an indemnity plan, you can look outside of the network.
Group coverage obtained via an employer may offer more comprehensive addiction treatment benefits, but it will depend on the program. Humana offers a product called LifeSynch that specializes in behavioral health. If your company subscribes to one of these plans, it is likely they offer access to a Humana drug rehab treatment center.
Most of Humana’s insurance packages require some out-of-pocket expense. In other words, you pay a certain amount up front, and the insurance takes care of the rest. The amount of your payment will depend on the benefits package.
Does Humana Cover Both Inpatient and Outpatient Care?
The type and length of coverage offered to you by Humana will depend on your plan. In some cases, the company may only cover inpatient detox. Other programs will provide a longer stay at a Humana drug rehab treatment center.
Prior to shopping for a treatment facility, contact the company to verify your insurance coverage. Humana offers an online member portal that allows you to look for care providers and research your benefits options.
You can also contact the company via the phone or through email to ask questions about your drug rehabilitation. When you talk to the agent, ask what the out-of-pocket expense is for your treatment and if you need to choose an in-network facility.
Rehab offers your best chance at a sober life. Know what your Humana policy covers, so you can get affordable treatment.