Blue Cross and Blue Shield Association Addiction Recovery Options
Blue Cross Blue Shield Association (BCBSA) is a network of 37 independent, community-based and locally operated Blue Cross and Blue Shield insurance companies that provides coverage for nearly 105 million Americans. With more than 96% of all nationwide hospitals contracting with BCBSA, Blue Cross Blue Shield Association addiction treatment Centers offer substance abuse coverage that includes in-patient and out-patient treatment. Coverage copayment and coinsurance varies based on an individual’s level of insurance. Coverage for substance abuse addiction treatment is the same as that for comparable medical services. Under current coverage guidelines, there is no limit to the number of medically necessary services, including visits to Blue Cross Blue Shield Association addiction treatment facilities.
What to Expect from Blue Cross and Blue Shield Addiction Recovery Programs
Participating providers are providers that have been pre-screened by Blue Cross Blue Shield Association and will accept BCBSA’s pre-determined maximum payment amount for covered services. A non-participating provider may charge more for addiction treatment. Since this charge can exceed Blue Cross Blue Shield Association’s max allowable amount, should you or your loved one select a treatment program from a non-participating provider, in addition to the copayment you owe, you will also be responsive for the program’s excess charge.
Addiction is a complex disease influenced by environmental factors, genetic factors and brain chemistry interaction with drugs or alcohol. Consequently, different treatments may be effective for different individuals. Historically, most treatment programs focused on 28-day inpatient or residential treatment. However, treatment centers understand that a patient’s treatment needs may go beyond a 28-day program. Some individuals may benefit from an extended stay for 60 or 90 days. Following the completion of an inpatient treatment program, ongoing outpatient and continuing care programs help to “bridge the gap” and make the transition process to sober living easier. Blue Cross Blue Shield substance abuse treatment facilities include these continuing care options, which may also help to reduce the risk for relapse.
If you or a loved one could benefit from a drug rehabilitation treatment program, Blue Cross and Blue Shield Association provides support for in-network substance abuse treatment centers. This support can make it easier to select the right program for you or a loved one.
To learn more about Blue Cross and Blue Shield Association Addiction Recovery options, call [number]to speak with one of our trained advisers.