Value Options Opiates Rehab and Opioid Detox Coverage
The National Institute on Drug Abuse reports that 4.2 million Americans admit to having used an opioid drug at least once in their lives. The organization estimates that 23 percent of people who try heroin, the most common illicit opioid, become addicted. If you are one of them, then seeking help at a drug treatment center is your best chance at recovery. This means you are going to need to know whether your health insurance provider will cover your treatment.
If you have the right Value Options policy, then the answer is probably yes. This company offers Value Options opioid detox coverage in at least one program. This will include treatment for opiate abuse like heroin addiction.
What is the Value Options Opioid Detox Coverage?
Value Options offers employers a diverse portfolio of insurance programs that includes health and life coaching, behavioral care and wellness solutions. The key is to have the right policy if you need access to the Value Options opioid detox coverage.
Detox and rehab are available only to members with the Plan 1 coverage. Individuals signed up for Plan II do not have this benefit.
What to Expect from Value Options Opioid Detox Coverage?
Value Options works with a network of providers for drug detox and rehabilitation. Choosing a facility within their network provides the most comprehensive coverage. The exact payout depends on your Plan 1 benefits.
You can go out of their network for treatment, but there is a cap on what they will pay. The treatment cost cannot exceed their limit. If it does, you are responsible for paying the difference. The treatment facility may ask for full payment upfront, too, and let you file claims independently.
Does Value Options Cover both Detox and Rehabilitation?
They cover both inpatient and outpatient addiction treatments, so they will most likely pay for both detox and rehabilitation. You would have to be preapproved, however. The majority of people with an opiate addiction require inpatient care for a limited amount of time, so it is critical you verify that your Value Options policy covers drug addiction.
Value Options has a member portal that allows you to go online and check your benefits. You can also contact a local office for assistance. If you have Plan 1 benefits with Value Options, they will help you find a facility to meet your needs.