UMR Rehab and Video Game Addiction Coverage
Playing a video game offers a chance to relax and enjoy an activity in the home, but it also comes with certain risks. According to Science Daily, almost 10 percent of youths and adolescents who play video games show signs of compulsive gaming behaviors. When those young individuals do not play video games, they start to show signs of irritability and anger. When a loved one plays video games compulsively, you want to understand your insurance coverage so that he or she can seek appropriate treatment.
Coverage from UMR
UMR video game addiction coverage allows a young individual to seek treatment in an appropriate program. In general, a policy offers different coverage options based on the situation and the type of treatment that a young individual needs for his or her health. Most policies from UMR pay for a portion of video game addiction treatment, but the exact amount or percentage will vary between policies.
Expect your UMR video game addiction coverage to pay for a large percentage of the in-network treatment options. Many policies pay for a large portion of the treatment if you visit an in-network provider; however, the coverage for out-of-network treatment programs will usually cost more due to a lower coverage amount. Expect a higher co-insurance rate for out-of-network treatment programs.
Selecting a Treatment Program
Since UMR video game addiction coverage pays for a portion of the treatment costs associated with your situation, selecting a treatment program allows you to focus on the next step of recovery. Factors to consider before entering a treatment facility include:
- Whether the program is an in-network or out-of-network facility
- The co-insurance rates
- Your deductible
- Any pre-certification standards set by your policy
- The type of treatment program
- Recommendations from a medical professional
Since video game addiction is a type of behavioral health concern, you might need a recommendation from your doctor before entering an in-patient program. In most cases, you must pay the deductible before you start treatment. Evaluate your policy for any pre-certification standards or requirements that apply to different behavioral health treatment options before starting a program.
Treating an addiction to video games will raise concerns about the future and appropriate behaviors. Fortunately, UMR video game addiction coverage gives you or a loved one the option to make positive changes by working with a professional program. Enter an in-network treatment program and work with a team of specialists to make positive changes that last for a lifetime. UMR policies offer a variety of options that help with addiction recovery and behavioral health concerns.