UMR Rehab and Internet Addiction Coverage
The Internet provides a useful service that helps individuals stay connected, keep up with their job requirements and find valuable information in a short period. Despite the positive benefits associated with the Internet, it also causes potential health concerns. According to Stanford University, almost 1 in 8 Americans show signs of inappropriate or problematic Internet use and abuse. When Internet addiction develops, you must make changes to your lifestyle or encourage a dependent loved one to start making changes.
Coverage for Treatment
UMR Internet addiction coverage depends on the details in your policy and the type of plan you purchased. In general, UMR Internet addiction coverage allows you to seek treatment in an in-patient or out-patient treatment program. Depending on your policy, you may need to obtain a referral from your doctor before entering an in-patient treatment program. Furthermore, some policies require pre-certification before you start a treatment plan.
The limitations in your policy will vary, so read the details before assuming that your coverage applies to a specific treatment program. Some policies pay a large portion of the in-network treatment programs, but offer limited coverage of out-of-network treatment programs. You will also need to pay the deductible before your coverage applies to your treatment program in many policies from UMR.
Finding the Right Program
UMR Internet addiction coverage provides a foundation that helps you find the right program for your situation and your goals. In general, the policy will pay for a larger portion of an in-network treatment program, so it helps to avoid treatment programs provided by an out-of-network facility or provider.
Other factors to consider include:
- The type of treatment programs
- The medical professionals involved in treatment
- Limitations in your policy
- Exceptions in the policy
- Pre-certification requirements and standards
Your UMR Internet addiction coverage allows you to obtain treatment for addiction and start making positive changes to your lifestyle. Depending on your goals and situation, the best treatment program that your policy covers will vary. Expect to pay more for an in-patient treatment plan when compared to out-patient programs.
Treating Internet addiction allows you or a dependent loved one to learn positive life skills and changes that improve personal health and well-being. UMR Internet addiction coverage allows you to seek professional treatment without worrying about excessive costs; however, the details of your policy and limitations listed in your plan will vary. Read and evaluate the policy thoroughly before you start a treatment program so that you comply with any referral or pre-certification standards.