UMR Drug Rehab
Substance abuse impacts a large number of Americans each year. According to the National Institute on Drug Abuse, almost 23.5 million Americans abuse drugs or alcohol every year. Due to the risks associated with substance abuse, you or a dependent loved one must seek treatment in a professional program to limit the risks and ensure that you address any medical concerns in an appropriate manner.
Rehab Treatments
A UMR drug rehab treatment center provides the chance to start making positive changes without spending more than you can afford on treatment. Since UMR policies offer coverage to help pay for drug rehabilitation and substance abuse treatments, you must comply with the standards in your policy before starting a rehab program.
Evaluate your policy and consider the details before you seek a treatment program. A UMR drug rehab treatment center offers different solutions to help with the recovery process based on your specific needs and goals. Since your policy will offer some coverage to help with the costs, evaluate the specific details to determine the programs that are most appropriate for your goals.
Treatment options that help with addiction recovery include:
- Medically supervised detoxification programs
- In-patient treatment solutions
- Out-patient treatment programs
- Counseling
- Group therapy
- Cognitive-behavioral therapies
- Appropriate medical treatments
- Mental health treatments when you or a loved one has a co-occurring disorder
Look for a UMR drug rehab treatment center that complies with the standards of your policy. Keep in mind that you may need to pay a stated co-insurance rate or co-payment for your treatment. Furthermore, the policy may require that you pay the deductible before you start a treatment program.
Obtaining Treatment
Before starting a treatment program, look at your policy for any requirements that eliminate specific programs or options. Generally, policies require a referral from a doctor or a pre-certification before you enter an in-patient treatment program. In other situations, you must pay a deductible before your coverage applies to your specific situation.
Read the policy thoroughly before starting a treatment program. Opt for an in-network facility or provider for the best options on your policy. Expect higher rates if you obtain treatment in an out-of-network program.
A UMR drug rehab treatment center allows you to focus on long-term recovery goals and a variety of treatment options. Depending on your goals, the drug rehabilitation program that addresses your needs will vary. Select a program that complies with the standards of your policy and that helps you reach your recovery goals without giving up the type of treatment that you want to obtain.