Medical Mutual Rehab and Video Game Addiction Coverage
Behavioral health concerns impact families in unexpected ways. Although it does not seem risky for a child or teenager to spend time playing video games, Science Daily reports that almost 10 percent of adolescents and young adults show signs of compulsive gaming. When a loved one plays video games to the point that it harms relationships, socialization and personal health, you might need to encourage a treatment program.
Coverage from Medical Mutual
Medical Mutual video game addiction coverage depends on the specific insurance policy that you purchased and the details described in your policy. Generally, you have some basic coverage to pay for evaluations, assessments and out-patient treatment; however, the exact amount of coverage under your policy will vary. Some policies limit the coverage or set standards based on other medical details and concerns.
In most cases, Medical Mutual video game addiction coverage pays for a portion of the treatment that a dependent family member needs for his or her recovery goals. Expect some variations in the amount of coverage and the specific details regarding your options for treatment.
Factors to Consider Before Treating an Addiction
Before entering a treatment program for video game addiction, evaluate the details on your policy to clarify any standards that you must follow for your coverage to apply to the treatment program. Since the addiction stems from a behavioral health concern, the policy might require a referral from your doctor before you enter an in-patient treatment program. A doctor must determine that the treatment is medically necessary based on the way it harms the individual.
Factors to consider before entering treatment include:
- Limitations on your Medical Mutual video game addiction coverage plan
- Pre-certification requirements
- Referral standards, particularly for in-patient treatment programs
- The medical concerns that arise from the addiction
- Personal goals
- The facility
As a general rule, opt for an in-network treatment facility before starting a program. A policy usually pays for a larger portion of an in-network treatment program and it means that the facility complies with any standards set by Medical Mutual for addiction and behavioral health treatments.
A video game addiction raises concerns about a loved one’s health or your ability to maintain your current standard of living. It interferes with career goals, socialization and personal relationships. By evaluating your policy and making appropriate adjustments to start a treatment program, you work toward recovery goals and improve your health.