Medical Mutual Rehab and Sex Addiction Coverage
Behavioral health concerns arise when an individual engages in risky or abnormal behavior in a compulsive way. When you or a dependent loved one shows signs of a sexual addiction, it impacts your physical and emotional well-being. Compulsive sexual behavior increases the risk of certain medical conditions and risky sexual behaviors. According to Psych Central, certain forms of sexual addictions require long-term treatment so that an individual alters his or her behavior and does not victimize others. By seeking professional treatment, individuals improve their situation and start engaging in healthier behaviors.
Coverage for Treatment
Medical Mutual sex addiction coverage varies with every policy. A basic policy does not always offer much coverage for the situation or for any mental health disorder, so individuals must add to the basic policy or purchase more comprehensive policies. A comprehensive policy usually offers coverage for a treatment program, but the exact co-payment or co-insurance costs will depend on the details in your policy.
Some policies pay for behavioral and mental health concerns in the same way as other medical treatments. In that situation, your Medical Mutual sex addiction coverage will pay the same percentage of the treatment as it pays for any other medical treatment that you need. Other policies specify a co-payment or a co-insurance rate, so you pay a stated percentage of the treatment costs.
Finding a Treatment Program
Treating a sexual addiction requires behavioral modification and counseling services. Depending on your goals and the situation, you might also need treatment for a sexually transmitted disease or other medical concerns that stem from compulsive sexual activities.
Factors to consider in a treatment program include:
- The treatment options that the facility offers
- Your physical health
- Whether the program is an in-patient facility or an out-patient treatment program
- Whether the facility is in the network or is an out-of-network facility
- Your personal goals
As a general rule, you want a treatment program that offers cognitive-behavioral treatments and counseling services. Medical Mutual sex addiction coverage allows you to focus on your goals and health concerns so that you improve the situation and engage in healthier activities or behaviors.
Compulsive sexual activity harms your physical and emotional health. It increases the risk of certain medical conditions, particularly if an individual engages in sexual activities with several partners. The Medical Mutual sex addiction coverage on your policy allows you to start working toward realistic goals. By working on your behavior and changing your thought processes, you reduce the risks associated with compulsive actions and start building up healthy relationships.