Medical Mutual Rehab and Eating Disorder Coverage
Eating disorders cause severe health concerns for men and women. According to the National Association of Anorexia Nervosa and Associated Disorders, almost 24 million Americans meet the criteria for an eating disorder. Depending on the individual, the diagnosis and type of disorder varies; however, any eating disorder causes health concerns. When you or a dependent family member show signs of an eating disorder, you will want to focus on finding an appropriate treatment program to improve your health and well-being.
Coverage from Medical Mutual
Medical Mutual eating disorder coverage depends on the specific health concerns associated with the disorder and the details of your policy. Some policies offer limited coverage that does not pay for all of the treatments that you or a loved one require. Other policies offer coverage based on the type of treatment that a doctor recommends. For example, it might cover out-patient treatment, but does not always cover residential treatment.
Evaluate your specific policy before you assume that Medical Mutual eating disorder coverage pays for the treatment that you need. In some cases, you must comply with pre-authorization standards and referral requirements. The policy might require a referral from your primary care doctor before you start a treatment program for an eating disorder.
Emergency Care and Related Costs
Although Medical Mutual eating disorder coverage does not always pay for every treatment that a doctor suggests, it will usually pay for any emergency medical treatment or related health care requirements that arise.
An eating disorder increases the risk of certain health concerns, such as heart attacks or organ failure. When an emergency occurs, your policy will usually pay for any transportation to a medical facility as well as the emergency care costs. The Medical Mutual eating disorder coverage also pays for the cost of testing and assessments associated with an eating disorder or co-occurring disorders.
The National Association of Anorexia Nervosa and Associated Disorders states that almost 50 percent of individuals with an eating disorder quality for severe depression, so a treatment program must address the dangerous behavior as well as the depression that causes inappropriate eating habits.
Eating disorders impact your life in a negative way, but treatment options allow you to focus on reaching your recovery goals and improving your health. While your policy will determine the exact coverage, most policies from Medical Mutual offer some options to help with eating disorder treatments and related expenses. Evaluate your policy for specific details regarding behavioral health coverage and treatment options.