Medical Mutual Rehab and Cocaine Treatment Coverage
Cocaine abuse harms the way that your body functions and your brain works. According to the Foundation for a Drug-Free World, almost 35 million Americans use cocaine at least once in their lifetime and 8.6 million Americans use crack cocaine. Long-term cocaine abuse causes harm to your physical body and gradually breaks down the health of your body. When cocaine abuse develops, you want to seek treatment before it causes severe health concerns.
Medical Mutual Coverage
Medical Mutual cocaine treatment coverage varies between policies. In general, the policies will pay for any testing and assessments that identify an addiction; however, some policies from Medical Mutual do not pay for additional treatment. Each policy provides details about the coverage and sometimes it pays for the treatment in the same way that it pays for any other medical health concerns. For example, it will pay the same percentage of out-patient addiction treatment as the percentage the policy pays for out-patient physical health treatments.
Evaluate the details in your policy before assuming that the coverage applies to your specific situation. Medical Mutual cocaine treatment coverage applies to specific situations and usually sets limitations on the treatment that you can seek for cocaine abuse and addiction.
Treating Cocaine Addiction
Although Medical Mutual cocaine treatment coverage sets limitations on your options, it is dangerous to continue abusing cocaine. It harms your body and your mind, so a treatment program helps you find realistic solutions for long-term recovery goals. Treatment options for cocaine abuse include:
- Cognitive and behavioral therapies
- Detoxification to remove the drug from your system
- In-patient rehab
- Out-patient treatment programs and counseling
- Appropriate medical treatments for physical ailments
Even if your policy does not pay for the cost of substance abuse treatment, it will usually pay for the cost of any medical emergencies or related medical treatments. For example, it will pay for emergency care if you take too much cocaine and show signs of an overdose. If your policy offers coverage for substance abuse treatments, then follow any standards that the policy describes. If the policy requires pre-authorization or a referral from a medical professional, then obtain the appropriate paperwork before starting a treatment program.
Medical Mutual cocaine treatment coverage offers a solution when you or a dependent family member shows signs of cocaine abuse and addiction. Depending on your policy and the standards that the insurance company sets, the options that help you obtain your recovery goals will vary. Fortunately, the policy will usually pay for a portion of the costs so that you can focus on your goals.