HMO Rehab and Cocaine Treatment
Cocaine is a powerfully addictive stimulant producing short-term euphoria and dangerous physical side effects, including elevated blood pressure and heart rate. Cocaine is typically snorted through the nose or smoked as a rock crystal (“crack cocaine”). Injecting or smoking cocaine delivers a rapid yet short euphoric rush to the body. In order to sustain the high, individuals must use a considerable amount of cocaine in a short period of time, which rapidly leads to dependence and addiction, according to the National Institute on Drug Abuse. If you or a loved one is abusing cocaine, HMO cocaine treatment coverage can help make in-patient rehabilitation programs more affordable.
What to Expect from HMO Cocaine Treatment Coverage
Repeated cocaine use changes the brain’s reward system, constricts blood vessel, increases blood pressure and heart rate and decreases appetite. Cocaine overdose is common in conjunction with alcohol or other substances like heroin, which can have a dangerous effect on the body. Once dependence on cocaine occurs, willpower alone is not enough to quit cocaine; addiction is a chronic, relapsing disease that requires ongoing treatment. In-patient treatment programs for cocaine addiction vary in length; some programs are 28 days, 60 days and 90 days. The length of stay depends on you or your loved ones’ treatment needs. HMO cocaine treatment coverage may pay for all or part of this treatment program.
“HMO” stands for “Health Maintenance Organization” and is a type of insurance plan that requires members to choose a primary care physician (PCP) from a network of local healthcare providers. The PCP will then refer members to in-network specialists or hospitals; all care is typically coordinate through the PCP. For this reason, if you or a loved one is a member of an HMO, you may first be required to receive medical pre-approval from your primary care physician prior to entering cocaine treatment program. It is also important to keep in mind that HMOs will generally not cover out-of-network care unless in the event of an emergency. Additionally, the HMO may require it members to live or work in a specific geographic region in order to be eligible for coverage. There may be geographic restrictions to keep in mind when selecting a cocaine treatment program.
A trained benefits counselor can answer questions you have about HMO cocaine treatment coverage, including which in-patient and outpatient programs are covered by your policy.