Assurant Health Rehab and Alcohol Detox Coverage
Abusing alcohol harms relationships, the physical body and even emotional well-being. The National Institute on Alcohol Abuse and Alcoholism says that alcohol abuse interrupts the brain’s natural communication system, it increases the risk of heart conditions, it harms the liver and it increases the risk of certain cancers. Due to the health risks associated with long-term alcohol abuse, seeking professional treatment for addiction recovery helps reduce the risk of relapse and encourages healthier habits and behaviors.
Coverage for Rehab
Assurant Health alcohol rehab coverage provides the financial tools to focus on reaching recovery goals. Individuals who have coverage through Assurant Health can seek treatment in a residential or out-patient program. Most policies assist with the costs of residential treatment up to a stated percentage, but you must pay the deductible before coverage starts. Some policies require pre-certification for in-patient treatment, so evaluate the details before starting a treatment program.
The exact coverage associated with alcohol rehab and treatment depends on the specific policy. Since Assurant Health does offer coverage for rehab and mental health treatments under most policies, you have options to focus on recovery goals. The Assurant Health alcohol rehab coverage pays for a portion of treatment costs, but the exact percentages and expenses will vary between policies.
Types of Treatment and Related Expenses
Alcohol rehab offers several types of treatment, but most fall into the category of in-patient or out-patient treatment. Assurant Health alcohol rehab coverage helps with the costs of both in-patient and out-patient services, but the exact details will vary for each policy.
In general, out-patient treatment has a set co-pay amount if the treatment provider is an in-network provider. Out-of-network providers are still covered, but it is usually a set percentage of the treatment costs rather than a set co-pay amount. The coverage will also help pay for the costs of in-patient treatment, but it is usually a stated percentage of the costs after paying a set deductible. The deductible will vary between in-network and out-network programs, but the policy will provide a stated deductible in the section about benefits. Some policies may require pre-certification and a recommendation from a medical professional before starting treatment.
Alcohol abuse impacts your life in a negative way. It harms your relationship with family members, it increases the risk of health concerns and it changes the way that you view the world. Focusing on recovery goals with an appropriate treatment plan allows you to obtain new opportunities and improve your health. Assurant health alcohol rehab coverage provides the financial assistance that you need to make a final decision about seeking professional treatment and selecting an appropriate detox and rehab program for your specific recovery goals.