Aetna Opiates Rehab and Opioid Detox Coverage
Treating an addiction to opiate drugs requires an appropriate detoxification program and rehab treatment. Psychology Today reports that the dangers of opiate withdrawal symptoms often require medical supervision during the detoxification process. In many cases, Aetna opioid detox coverage will help pay for the cost of a medically supervised detoxification program.
What is Covered?
Aetna opioid detox coverage is part of the behavioral health category. The exact coverage varies based on individual insurance policies and the details in the plan. In most cases, the insurance will pay for a portion of the addiction treatment program.
The health insurance will usually pay for the majority of opiate detox and rehab if the program or treatment provider is in the network. Individuals in the treatment program will pay the deductible and any co-pay requirements. Out-of-network rates will usually cover a portion of the allowed amount on the specific plan, but it might not cover the full cost of treatment. For example, working with a psychiatric nurse for addiction treatment and detoxification will only pay for 85 percent of the allowed amount on the plan.
The deductible, coverage limitations and the percentage that Aetna will pay for the treatment will depend on the specific policy. Evaluate the policy to determine the maximum coverage and the out-of-network fees before obtaining precertification for treatment.
Precertification Requirements
Most behavioral health services, including opiate detox and rehab programs, need precertification or authorization before the treatment begins. Obtain percertification by calling Member Services or Aetna’s Behavioral Health phone number. After authorization for treatment, Aetna opioid detox coverage will pay for addiction treatment.
Detox and rehab programs in the network use modern treatment principles and Aetna screens the programs for quality of care. An out-of-network program does not go through the screening process.
Removing opiate drugs from the system through a detoxification program is the first step toward a healthy and safe recovery. Aetna opioid detox coverage provides assistance so that you can focus on obtaining your recovery goals. Obtain authorization for the behavioral health treatments that you need so that you can recover from an addiction and focus on improving your physical, emotional and mental well-being. Aetna provides the financial assistance that you need to recover from opiate abuse.