Finding Mental Health and Addiction Coverage with GEHA Insurance
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Finding Mental Health and Addiction Coverage with GEHA Insurance

Major scientific associations like the National Institute on Drug Abuse have stated that addiction is a mental health issue, defined as a brain disease. The exact term for addiction is Substance Abuse Disorder. Today, addiction is listed under the mental illness category, and rehabilitation centers and 12-step programs help addicts get started on the path to sobriety. 

Rehab centers help patients get sober. When considering the cost of rehab, it is useful to get advice from insurance companies and their coverage, such as Government Employees Health Association (GEHA) Mental Health, Addiction Treatments, and Drug Rehab Coverage. Insurance companies can assist you with the treatment plan expenses and let you know the extent of their coverage as well. 

Why should you get treatment for behavioral health?

Medical jargon can be confusing, at least when you’re trying to sort through diagnoses and medication. It’s important to get a clear idea of what different insurances and rehab treatments cost; this can be done by analyzing the treatment options and the extent of coverage. When we talk about behavioral health, we talk about mental health disorders like depression, anxiety, ADD, bipolar disorder, schizophrenia, and so on. When you check into a rehab center, it’s usually because of substance abuse (alcohol and/or drugs), and this abuse has led to addiction. It’s important to remember that addiction is not a choice but a mental health issue that arises when the use of drugs and alcohol gets out of control.  

Addicts in recovery often say that when you feel like you have hit rock bottom and accept the fact that you’re an addict, there is no other way to go from there but up. From there, you can begin seeking professional and medical care that will help you recover from your disease and reduce the risk of a relapse. 

Is the Government Employees Health Association (GEHA) insurance good?

Sometimes people are skeptical of short-term insurance policies and wonder if they really cover substance abuse treatment. The length of the coverage really depends on the individual plan you have chosen. GEHA is a respected insurance provider, and it may give you coverage for substance abuse and addiction treatment. Other services that are covered include rehabilitation for drugs or alcohol, the detoxification process and outpatient counseling. 

Government Employees Health Association (GEHA) alcohol rehab centers offer the insurance holders vital behavioral and addiction resources, along with a free education series that provides information on recognizing addiction symptoms and advice for patients and their families that will help them in the long run. 

Government Employees Health Association (GEHA) substance abuse providers provide their patients with insurance; you will have to find the specific criteria to meet the treatment plan. It’s important that you know the details of your insurance plan, so that you know what the requirements are and if you will incur any additional costs. 

Understanding the Government Employees Health Association (GEHA) Substance Abuse Coverage

The type of insurance coverage you receive really depends on the treatment plan you have decided on. It’s essential that you know the criteria of your Government Employees Health Association (GEHA) substance abuse coverage when you are deciding on your rehab treatment. 

When you plan on utilizing the Government Employees Health Association (GEHA) approved substance abuse facilities, you have to be aware of the factors that are involved in the payment and insurance. Some of the prominent details you need to look into are checking for in-network providers, whether the insurance plan will cover inpatient and outpatient services, the amount that will be deducted, any extra expenses that aren’t covered by the plan, coverage for aftercare services, and the cost of prescription medication. 

Patients should also cross-check and verify the Government Employees Health Association (GEHA) substance abuse policy before they make their final decision about the treatment plan. This is vital because there can be costs that have to be taken care of “out-of-pocket”; of course, this depends on the individual plan, policies, and treatment that you have chosen. 

Government Employees Health Association (GEHA) In Network Provider:

When you’re planning your treatment for addiction and mental illness rehabilitation, you have to consider the in-network providers. You should see if you qualify for  treatment from the provider, and if your insurance plan covers it at all. 

If you go for an EPO (Exclusive Provider Organization), then it states that you can choose an insurance company that sees treatment providers within their network. If you select the Government Employees Health Association (GEHA) PPO, they will allow treatment from providers that are outside the network; however, the costs that are included here are higher than with an EPO. 

Choosing a treatment through an in-network provider can be more cost effective for the patient. However, you can contact the Government Employees Health Association (GEHA) to find out if there are any extra costs or if an out-of-network provider is the best option for you. 

Types of Government Employees Health Association (GEHA) Mental Health Coverage

Government Employees Health Association (GEHA) substance abuse coverage includes two types of treatment plans: inpatient and outpatient care. Outpatient treatment can include weekly therapy sessions and a 12-step program, along with the occasional support group. 

The inpatient treatment plan is more all-encompassing, and it usually requires the patient to stay at the rehabilitation center for almost a month. This treatment is targeted for individuals who have an intense addiction,  who don’t trust themselves to recover at home and desire more supervision, therapy, and medication to get them on the sober path. 

When you opt for outpatient treatment, you visit the rehab center only if you have a session, and you can otherwise go about your normal activities and daily routines. Both treatment plans offer you one-on-one therapy sessions that can educate and encourage you to live a life free from drugs and alcohol. Inpatient or residential treatment may give you more benefits, however. If you stay at the rehab center, you have continuous access to prescribed medications, professional care, alternative therapies, and group therapy sessions. 

What are the aftercare services?

The Government Employees Health Association (GEHA) psychiatrists stress how important it is to engage in aftercare services, especially if you were part of the residential treatment. This process is also important because, as a recovering addict, when you step out into the world, there may be many factors that trigger you and cause a relapse episode. So, to ease you into back into the world without getting overwhelmed, aftercare consultations are usually necessary. If you spend some extra time on aftercare services, you will decrease the chances of relapsing, and you can minimize the need for additional inpatient services in the future. 

Sometimes, the Government Employees Health Association (GEHA) approved substance abuse facilities will partially cover aftercare services, along with therapists and medication. 

Government Employees Health Association (GEHA) Mental Health Coverage

People often wonder if insurance companies offer mental health or depression coverage. Companies like Government Employees Health Association (GEHA) depression care and mental health care offer services that treat mental health issues. 

Mental health is usually in the coverage details when you apply for addiction recovery services. This is because many patients have mental illnesses that coexist with addiction and substance abuse. When you choose a treatment, ensure that it targets your needs and provides you with effective results. Before you choose the treatment plan you want, consult a professional and get a professional diagnosis instead of  self-diagnosing. Getting an official diagnosis will be a lot more beneficial, as it’s from a qualified doctor.

Government Employees Health Association (GEHA) mental health criteria for coverage includes diagnosing your mental illness from the professional that you’re consulting and the suggested treatment plan. Patients who have been successfully diagnosed and meet all the criteria mentioned in the GEHA insurance plan are eligible for appropriate coverage and care. If your diagnosis is severe, you may be recommended to choose residential treatment; this is done so that you’re under professional supervision and prescription medication around the clock. 

What are the types of health services that GEHA may not cover?

Any mental health issue is usually covered in behavioral health services and the insurance policy, but sometimes the plans do not have certain services included. Government Employees Health Association (GEHA) mental health policy may not include luxury services and facilities like a private room at the treatment center. These are usually additional expenses that you will have to pay for and won’t be covered in your insurance plan. 

The Government Employees Health Association (GEHA) alcohol abuse criteria for coverage includes having a valid diagnosis by a professional for a mental illness, and the suggested treatment plan. Patients who are already diagnosed are allowed coverage for the care they require. Mental health treatment can be conducted at an inpatient program or an outpatient program, whichever one you think is best.