PPO Addiction Treatment
In previous years the greatest obstacle preventing professional medical treatment for addiction has been insurance agencies’ lack of coverage. That is no longer the case. According to the Substance Abuse and Mental Health Services Agency (SAMHSA) the Affordable Care Act has changed the way health insurance companies deal with addiction. The PPO Addiction Recovery is one example of a health insurance provision that benefits individuals whom need to go to addiction treatment facilities.
Getting Coverage for Treating Addiction
The Affordable Care Act has mandated that healthcare plans must cover the essentials in regards to treating addictions to substances. This is an extension of the Mental Health Parity and Addiction Equity Act, aka MHPAEA. Under the guidance of MHPAEA health insurance plans must be inclusive of substance use disorders by providing an equal amount of benefits for addiction and physical health problems. In other words, a healthcare plan cannot provide less coverage for addiction than for standard health issues.
Essential Benefits Required by PPO Addiction Recovery
When it comes to seeking treatment for your addiction, you can rest easier knowing that certain benefits are considered essential under your insurance coverage. According to the Health Insurance Marketplace, the essential benefits include:
- Substance use disorder and mental health services, i.e. addiction treatment centers
- Prescription drugs
- Emergency services
- Ambulatory patient services
- Services and devices for rehabilitative and habilitative care
- Chronic disease management
- Wellness and prevention services
- Laboratory services
- Newborn and maternity services
- Hospitalization
- Pediatric services, i.e. vision and oral care
- Behavioral health treatment
As you can see, the realm of benefits for someone going through treatment and recovery from addiction are somewhat guaranteed by federal law to be inclusive of health insurance coverage. For your PPO Addiction Recovery benefits consult with your insurance provider to determine the level of coverage you are eligible for based on your specific insurance plan. However, you have the right to a certain level of insurance benefit in reference to PPO Addiction Recovery. This should give you a peace of mind that your treatment will not place you in financial strife. Your treatment and recovery should be your top priority at this moment, and PPO Addiction Recovery is here to help you along your way.