Humana Addiction Treatment
Drug addiction is a more complex problem than many people realize. Chronic drug abuse changes the chemistry of the brain, making it almost impossible to quit without medical intervention. What may have started out as a recreational habit quickly becomes a compulsion that requires treatment.
If you or someone you love is at the point where you need help, then understanding your Humana addiction recovery options will be a critical part of your treatment strategy.
What is Humana Addiction Recovery?
It is possible your Humana policy may cover care at addiction treatment facilities, but it will depend on the plan. As one of the country’s leading insurance providers, this company offers a number of policies and not all of them cover Humana addiction recovery.
Humana currently has two types of plans. The managed care service requires you to get treatment from an in-network facility. The more traditional indemnity program allows you to seek help from any facility. Both of these packages will likely require you to pay a certain percentage of the costs. The amount of this out-of-pocket expense will be outlined in your policy information.
A group plan may offer better Humana Addiction recovery choices, especially if your employer used LifeSynch, the division that deals with behavioral health. Behavioral healthcare options often include benefits for addiction treatment centers.
How Much Does Humana Addiction Recovery Cover?
There is no clear answer to this question, because Humana has a diverse portfolio of programs. Some will only pay for inpatient detox. Others will cover a more complete inpatient treatment program. Researching your plan benefits is the best way to get answers to your questions like:
- What are my out-of-pocket expenses?
- How long will Humana pay for treatment?
- Do they offer both inpatient and outpatient drug rehabilitation treatment?
Humana has on online member portal that allows you to log in and see what plan you have and what it covers. This also gives you access to recovery centers in the Humana network.
You can call the customer support desk to speak to an agent in person to get answers, as well. If your employer provides your insurance, talk to the human resources department to find out what coverage you have and whether Humana addiction recovery is part of your benefit package.