Great West Insurance Rehab and Video Game Addiction Coverage
Playing a video game impacts your mind and your body. Science Daily estimates that almost 1 out of every 10 video game players show signs of compulsive gaming behaviors, particularly among children and youths. Young adults and adolescents face social, family and relationship consequences when they abuse gaming and compulsively play the games. Furthermore, the excessive gaming impacts their physical well-being due to the lack of exercise associated with playing most games. Fortunately, Great West Insurance video game addiction coverage offers an option for families with a compulsive gamer.
Basic Coverage
A basic policy from Great West Insurance does not always offer coverage for mental health concerns or addiction. On many policies, coverage for mental health is an optional add-on to the plan. You can add coverage to the policy for treatments with an addiction specialist, psychologist or other professionals in addiction treatment.
Depending on the policy, the specific details regarding mental health coverage and related treatment options will vary. Read the details in your policy to determine if you have added to the basic plan or if the policy already includes options for behavioral health. Great West Insurance video game addiction coverage provides a tool to help with the treatment process, but the exact treatment options in any policy depend on the specific plan that you purchased and the standards that the insurance provider sets in the policy.
Treatment Options
Treatment for a video game addition usually fall into two main categories: in-patient and out-patient treatment. On many of the plans from Great West Insurance, the policy will only cover a portion of the treatment or might not cover any treatment for an addiction. Usually, the policies offer an option to add coverage for certain professionals or treatment requirements.
Medical treatments associated with video game addiction are usually covered by the policy. Standards for pre-authorization will vary based on the policy, but in-patient treatment usually requires pre-authorization on many policies. A recommendation from a medical doctor due to the severity of the situation helps with the pre-authorization process. In many cases, coverage for out-patient treatment pays for a portion of the treatment. You will pay a set co-payment, which is usually stated in your policy.
In most cases, in-network providers cost less for treatment when compared to out-of-network providers. The insurance usually pays a greater percentage of the treatment expense for an in-network program. Great West Insurance video game addiction coverage will offer treatment solutions if you have coverage in your specific policy and follow any standards for pre-authorization before starting a treatment program.
Paying for video game addiction treatment depends on the situation and the insurance policy that you purchased. In many cases, your policy covers a portion of the treatment program; however, the specific details and options will depend on the plan and the specific details of your policy.