Great West Insurance Rehab and Heroin Detox Coverage
Abusing heroin and related opiate drugs raises concerns about the detoxification process. Psychology Today reports that some opiate drugs actually harm the physical body during the withdrawal process and cause concerns about your health. While heroin detox does not always cause severe reactions, it causes physical pain and discomfort. Going through a medically supervised detox program helps reduce the risk of severe discomfort and any health concerns that might arise. It also provides a painless detox process that helps with the recovery process.
Coverage by Great West Insurance
Great West Insurance heroin detox coverage depends on the policy you purchase and the specific details of your plan. Most of the plans offer some coverage for hospitalization or emergency care services. Since heroin detox is potentially dangerous, a medically supervised program ensures that you do not face any health concerns associated with the process.
Policies vary in the specific coverage associated with drugs and the detox process. Generally, hospitalization coverage will pay for a set number of days and up to a stated amount. You might need to pay a stated deductible before the policy pays for additional treatment. Great West insurance heroin detox coverage usually focuses on the physical aspects of treatment and the potential dangers, so you might need pre-authorization for treatment on some policies.
Variations Between Policies
Since the coverage depends on the specific policy, read your plan before assuming that coverage applies to addiction treatment options. In some cases, you must add to the basic policy to see specialists like psychologists, psychiatrists or addiction treatment specialists. The Great West Insurance heroin detox coverage primarily focuses on the medical aspects, so you are usually covered for basic treatments and any medical complications that arise during the detox process.
Denied claims often relate to misrepresentation when you apply for coverage or forgetting to obtain pre-authorization before treatment. Always review your policy and make sure that you follow any standards or requirements for treatment before beginning the detox program. You might need a recommendation from a medical professional before starting a detox program.
Heroin addiction harms your physical and mental health. Although the details related to mental health coverage depend on the policy you purchase, Great West Insurance covers medical treatments under most policies and offers solutions to help with the recovery process in some policies. In other plans, you must purchase additional coverage for certain specialists or treatment programs.